You'll find all the usual functions of a scientific calculator within Calc4M (sine, cosine, square root, cubic root, etc.) as well as the standard arithmetic functions. Each button on the calculator represents a different key on your phone. Tap to enter a number or hold down the appropriate key to apply a function.

Delve into Calc4M's menu and you can switch between arithmetic and scientific keyboard layouts. There's also a pre-installed list of selectable constants (speed of light, Coulumb's constant, electric constant, etc.) that can be quickly selected for use in equations.

Other features of Calc4M include battery level display, full screen mode, and changeable font sizes. Unfortunately, the interface in Calc4M is quite ugly, though.

Calc4M makes for a powerful, easy to use calculator for your phone.

Download Calc4M 2.2 in Softonic

The features of HandWallet include:

• Track income, expenses, loans and savings. By knowing exactly what are your resources and on what you are spending them on you will be able to save money every month
• Track up to 3 Bank accounts, Credit Cards or Cash
• Graphic analyses of all aspects of the data: Pie Chart of incomes or expenses. A Bar diagram of an expense or income over a period of time. Financial forecasting of an account or of all the accounts
• Support for periodic events: every week, every month, every two-month, every half year or every year
• Split an action into several payments, including non-equal payments. Take care of a delay in one of the payments caused by the Credit Card company or for any other reason
• Classify a transaction into categories and sub-categories. Supplied with a pre defined set of categories and sub-categories. User can define up to 10 new categories and sub-categories or hide existing ones anytime
• Control over the real payments in any one of the accounts managed by the system. A way to update an account balance. The ability to add remarks and personal information regarding an event or a pay
• Basic budget control
• Managing up to 3 persons and groups. Connects between a transaction and a person or a group
• Online help
• Windows interface. Color support (if supported by the hardware). Advanced friendly MMI, getting the best out of your handheld computer
• Personalization of the "look & feel" of the product. The ability to control and change offline parameters
• Multilingual support including localization for different countries
• A special technique for storing and retrieving data
• Developing in a standard solid environment using Microsoft Visual Basic and MobileVB created by AppForge to compile to several environments
A highly popular finance tracking application for your UIQ phone

Download HandWallet 4.10 in Softonic

SplashID safely and securely stores all of your personal identification information, including user names, passwords, credit card numbers, calling card numbers, bank account numbers, PINs, frequent flyer numbers, and more. Automatic synchronization provides instant access to your data on both your handheld and desktop computer.

SplashMoney

SplashMoney is a personal finance manager for Palm OS handhelds that allows you to record your checking, credit card and cash transactions; track your account balances; and manage your finances while on the go. Helpful data entry tools like auto-fill and memorized transactions make entering transactions a breeze. And now you can synchronize with the SplashMoney Desktop and download transactions from your online bank!

SplashPhoto

SplashPhoto turns your Palm handheld into a mobile digital picture frame. Simply load your favorite images with the included desktop software and you're ready to view images while on the go. Images can be viewed by thumbnail, individually or in a slide show. And you can even beam images to your friends! Now includes support for Hi Res (320x320) and Hi Res + (320x480) devices and JPEG image viewing.

SplashShopper

SplashShopper is a shopping list application for Palm OS handhelds that is perfect for keeping lists of groceries to buy, movies to rent, CDs to buy, books to read and more! Create an unlimited number of shopping lists, and generate memorized shopping lists (like weekly groceries) with a single tap. Automatic synchronization provides instant access to your shopping lists on both your handheld and desktop computer.

Download SplashWallet 7.5 in Softonic

Trawl through masses of classified items effortlessly with accuracy enhancing search criteria. Enter keywords that you would expect to be in the items title or description for example you do not need to include operator such as and/or e.g. "uni bike". If there are any items on our server which match your query they will be displayed here, for items you have already contacted, they will be highlighted in yellow.
Sell and Exchange

Quickly turn your unwanted domestic goods into cash. Publish full color photos and searchable descriptions of your goods on a location based search engine. Once you have selected your location you will receive a thank you message. If you phone has a camera on it then you can take as many pictures of the item as you want.

An interesting marketplace application for your Java (J2ME) phone.

Download Classifieds Mobile Trader II in Softonic

It’s always on hand. Few seconds and a new expense is in your phone. You will never forget or lose it. Claim back from your company every dollar you spent. Create your own specific types of expenses and add any currency. Make it in advance and choose when you need in a matter of seconds. The most often used settings will always be on the top of list.

Analyze your expenses with Handy Expense software for Nokia Series 60 3rd edition phones. It’s as easy as ABC to know how much you spent for example on business meal or how much you paid in cash during some date range. Send the finished report via SMS or e-mail.

You don’t need to care about expense report. We made it for you. Just export your expenses on your PC, open them in Microsoft Excel and your report is ready. So keep your time and money. Let Handy Expense software think about your expenses.

Download Handy Expense S30 3rd 3.03 in Softonic

Since you always have your phone with you, it's an excellent idea to use it if you're interesting in keeping an eye on your finances. The fact that it's always available means it's perfect for tracking spending, budgeting and generally keeping an eye on the numbers. If you're serious about the task, then Financisto is the perfect app.

Manage your money

Financisto's very easy to use, and even if you've never used a personal finance app before, you shouldn't have any problem. The first thing to do what you have the app installed is to set up all of your accounts, sources of income and regular expenditure. Sure, this will take a little while, but the better prepared Financisto is, the easier it will be for you to use on the go.

Adding transactions is easily done by entering the account/credit card in questions and using the icons at the bottom of the Financisto interface to withdraw cash, lodge money or make transfers and other transactions. You'll also be able to filter transactions, so you can see patterns and habits, and create templates, so that you won't have to manually create regular transactions every time.

Track your spending

By going into Financisto's home page (Accounts), you'll be able to schedule predictable payments and perform mass operations. This is also where you'll have access to Financisto's configuration options, which are quite complex and deserve a few minutes of your time. Here in the home screen is also where you can access the other tabs - Blotter, Budgets and Reports - which allow you to track your finances across time or in reference to your budget, if you choose to create one.

In all, Financisto is an excellent app. There are a few small quibbles - some operations are buggy on Android 2.2 and although you can save Financisto to the SD card, the developer doesn't recommend it as it can cause problems with widgets and other options, which are one of the app's major pluses. Even so, Financisto is well worth a try and could even become one of your must-have apps.

Free and highly effective, Financisto is almost perfect!

Download Financisto 1.5.5 in Softonic

This application is designed to make it easy for you to create and manage an unlimited number of accounts on your device, such as Checking, Credit Cards, Savings and Loans. The download comes with two versions - one for your desktop and one for your Blackberry. They both behave in a similar way, except the PC version is obviously easier to work with because typing is not so much of a problem. You can sync your data from the desktop to the Blackberry software very easily with Ascendo Money.

The program is certainly very powerful and the degree of customization is overwhelming. You can manage different account types, schedule recurring transactions, manage and organize payees, set budgets and filter transactions in a number of ways. The user interface is fairly easy to work your way around once you've got used to it, but unfortunately there's no help facility to introduce you to the various menus.

Ascendo's huge range of financial management features and tools isn't completely exhaustive, as unfortunately there is no option for accessing online banking through the software.

That said, this is still an impressive suite for anyone wishing to organize their finances on the move.

Download Ascendo Money for Blackberry 3.1.2 in Softonic

In terms of personal finances the program offers far from a complete range of tools, but there's enough to help you evaluate your current finanical status by sorting data into a range of categories. Practical, efficient and incredibly easy to handle, Expenses makes for a great way of organizing your finances on the hop.

Download Expenses 2.0 (S60 3rd) in Softonic

Likewise, if you run a business and need to keep track of your accounts and staff payroll, perhaps you need some kind of accountancy software. PocketKeeper allows you to get a grip on your finances on the move. The program lets you control multiple bank accounts simultaneously, working with different currencies, defining categories and subcategories, creating and budget planning, and registering all kinds of movements (expenses, revenues, transfers, receipts, etc.)

The program is characterised by a simple set-up procedure, and a logical, well-structured user interface. Through a series of icons at the top of the screen, you can access the various features of the application, such as the registration of movements, accounts, categories, budgets, statistics and tools.

The level of reporting and the amount of graphs you can create with PocketKeeper is very impressive, and you can switch between different views easily. You can even set up different 'Projects' and assign a budget to each one, making this software highly versatile for all levels of use.

Your accounts are exported as a CSV file, which you can save to your phone's memory, or to an expansion card. The program even supports back-up and restore features, to ensure that your data is safe. It would've been nice to have an option to import finanicial data in QIF format, but I guess you can't have everything.

Overall, PocketKeeper is a well-designed program that gives you quick access to powerful financial planning and reporting features.

Download PocketKeeper 3.5 (SP) in Softonic

Nowadays there are plenty of computer tools designed to make the process of sorting your cashflow much easier. Comprehensive money management software is also starting to become available for mobile devices, such as FlyingMoney Manager. In fact, this one actually proves to be one of the most powerful of its kind on any mobile platform.

The beauty of FlyingMoney is the way it manages to organize lots of different finance tools in an accessible fashion. All of these functions are available from a start menu and each is represented by a clear and colorful icon.

The tools themselves prove to be very useful and include an Accounts menu for viewing all your current accounts and their current balances, customized reports, data backup and a facility for exporting data to Excel. It's also very useful for budgeting because you can set up unlimited budgets and generate budget reports. The only financial aid I thought that the program really lacks is an online stock checker.

Essentially, FlyingMoney Manager offers a wide range of finance tools within a well-presented package.

Download FlyingMoney Manager 1.5 in Softonic