Finance (10000 programs)

Pros: App is fast. Easy application process.

Cons: UI needs improvements.

Pros: Flexible installment plans with low or no interest. More than 4,000 partner merchants. Intuitive interface with reminders for payments. Multiple repayment methods.

Cons: Limited support for international merchants.

Pros: Financial inclusion. Wide range of supported countries. Fast transfers.

Cons: Limited geographical coverage.

Pros: Centralized payment acceptance with dynamic QR code for instant customer payments. Real-time alerts and voice notifications for incoming transactions. OTP-based secure access linked to merchant accounts. Supports mobile recharge, bill payments, and inter-merchant transfers.

Cons: Transaction commissions apply (1.5% to 1.85% per payment for many merchant types). Standard Merchant accounts cannot send money to personal accounts. Limited publicly available details on transaction rules, reporting, and advanced features.

Pros: Low-interest loans. Multiple repayment options like e-wallets. Personal information is safe. Adjustable interest rate.

Cons: Overseas users can’t apply for loans.

Pros: Simplified processing of loans. Top data security protocol. Straightforward user interface.

Cons: Prone to crashing.

Pros: Strong community focus. Diverse educational resources. Useful trading tools.

Cons: The steep learning curve for new users. Can be laggy during peak times.

Pros: Loans are approved within a minutes. No collateral needed. Can pay utility bills.

Cons: Difficulty in logging in.

Pros: Access tons of deals and discounts. Shop now, pay back later in 4 installments. Personalized inspiration feed. Price drop alerts.

Cons: Errors in ghost cards. Crashes at random times.

Pros: Accepts customer payments. Allows payments made from other UPI apps. Lets you take loans. Lets you pay utility bills.

Cons: Transactions tend to fail. BharatSwipe machine doesn’t work most of the time. Unreliable customer support.