Finance (10000 programs)

Pros: Includes an expense and savings tracker. Lets you check your credit score. Has a chatbot named Enbi. Exclusive deals for clients.

Cons: Log-in issues.

Pros: Free to download and use. Earn rewards and credits. Backed by blockchain technology. Simple payment method.

Cons: Closed ecosystem.

Pros: Accepts customer payments. Allows payments made from other UPI apps. Lets you take loans. Lets you pay utility bills.

Cons: Transactions tend to fail. BharatSwipe machine doesn’t work most of the time. Unreliable customer support.

Pros: Official companion app for Meezan Bank. Biometric logins. Detailed expense reports. Discount and promotions alerts. Qibla locator.

Cons: Frequent app crashes. Login problems.

Pros: Centralized payment acceptance with dynamic QR code for instant customer payments. Real-time alerts and voice notifications for incoming transactions. OTP-based secure access linked to merchant accounts. Supports mobile recharge, bill payments, and inter-merchant transfers.

Cons: Transaction commissions apply (1.5% to 1.85% per payment for many merchant types). Standard Merchant accounts cannot send money to personal accounts. Limited publicly available details on transaction rules, reporting, and advanced features.

Pros: Strong community focus. Diverse educational resources. Useful trading tools.

Cons: The steep learning curve for new users. Can be laggy during peak times.

Pros: App is fast. Easy application process.

Cons: UI needs improvements.

Pros: Wide stock selection. Trusted by millions of users.

Cons: Complex UI.

Pros: It can quickly pay utility bills. CBN licensed and insured by NDIC. With real-time monitoring transactions. Earn up to 18% annual interest in a savings plan. User-friendly interface.

Cons: It takes a while to process transactions. Only available in Nigeria.

Pros: With loan, EMI calculators and credit score checking. Quick, collateral-free loans.

Cons: Cannot be used by foreigners.